I would like to buy a house with my wife, however my name is currently jointly on the mortgage/title with one of my elderly parents on their house. Would it be possible to transfer my joint ownership of that house to another family member without refinacing, or would I have to “sell” the house to them and get hit with the higher interest rate?
Posted in Mortgage Tips
Tagged elderly parents, family, family member, house, interest, interest rate, joint ownership, member, mortgage, name, ownership, Rate, refinacing, Title, wife
I purchased it on April 1st. The creditor filed on April 3rd. I left the truck in front of my house while I was out of town for a month to deter burglars. While I was gone the sheriff seized my truck of which I have the title, tag, and registration in my name. THey didn’t check to see whose truck it was before they seized it. I have a bill of sale which is also registered on my registration. I have to go to court now to contest the seizure on Thursday. What are my chances of getting it back? My ex owed the Ace Hardware 2000 but they owed him 2000 for work he performed there. They beat him to the clerks office and filed before he did due to him being in jail. Please help! I thought about going to a cash for title place before court but a deputy said that would be illegal!!! HOw can getting a loan on my own truck illegal as compared to what they did!!! I suppose all I can do if the backwoods legal system of Bofunk, Alabama decides to award the creditor my truck is to appeal!
I bought it for 62.00 which I purchased with a money order…I can show bank records. However, he owed me 2009.00 for back child support that I paid for him our of my account in June of last year (2005) that he never paid me back. I have the Western Union receipt to prove it.
The decree says that my ex would assume all debts to this particular creditor. Also it says that I was given possession and use of the pickup and I agreed that I would not sell it, encumber it, or transfer title to it. However, it did not say that he couldn’t sell it to me.
The fact is…I bought the truck 3 days before the creditor even filed a lawsuit. Then the next month after winning the suit, the creditor had a seizure or whatever it is called put on it. This was done AFTER the sale to me on April 1st. If I sold a lawn mower before someone filed a suit and won….I wouldn’t be liable to get it back for the creditor….would I?
Also…there was no lien on the truck when I got the title.
Posted in Homes For Sale
Tagged ace hardware, alabama, April, april 1st, april 3rd, bill of sale, bofunk, burglars, clerks office, creditor, divorce, front, getting a loan, hardware 2000, house, lawsuit, registration, seizure, Title, title tag, town, truck
I sold a mobile home to an individual who never transfered title into his name. The individual has since abandoned the mobile home and is now residing in another city. Now the city treasurer and landlord on which the mobile home sits is harassing me for back monies as the title is still in my name. I do have a signed contract of sale by both parties and am wondering what rights I have as the seller in this situation. I am not looking for any monies from the purchaser, nor do I want to regain posession of the mobile home. I just want to be left alone in this matter as I do no longer own the property, and I do not feel I should be responsible for back taxes or back rent on the lot on which the mobile home sits.
Posted in Homes For Sale
Tagged back taxes, city, city treasurer, contract, Home, individual, landlord, Mobile Home, monies, name, purchaser, sale, seller, Title, treasurer
mortgage company in California run by Wachovia that has home in title?
Posted in Mortgage Tips
Tagged California, california run, Company, Home, mortgage, mortgage company, Title, wachovia
I know you have to be 62 yrs old if your name is on the title. If my husband is 62 and i am not, can i just take my name off the title of the house? Wld we be eligible then?
Posted in Mortgage Tips
Tagged house, husband, mortgage, name, Reverse Mortgage, Title, Wld