Tag Archives: new york state

(Hey Smilin1) Can I purchase a home? see details.?

Posted on March 2, 2011 by admin| 2 Comments

I am 21 years old. I have excellent but limited credit. My assets include a car that is worth about six thousand dollars, an IRA worth about 8K and about 2K of liquid cash. I make around 38K annually. Around here (being the capital region of New York State), the sort of home I am interested in purchasing is between 75K and 140K. I have the means and a solid plan for paying my mortgage. I am just conceared that I will be unable to get a mortgage. And if I am able to do so, my lease is up at the end of March. Does this leave me enough time? This is (obviously) my first experience in this field and I would really appreciate some guidance. Feel free to email me at L1VExFAST@yahoo.com or contact me on AIM at L1VExFAST for more information or with advice. Thanks a million.

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Posted in Mortgage Tips

Tagged 8k, aim, assets, Capital, car, Cash, credit, first experience, guidance, Hey, Home, ira, K. I, liquid cash, mortgage, New York, new york state, Smilin, thousand dollars, VExFAST, yahoo

Isn’t it funny to hear Chuck Schumer huff and puff about gas prices lately?

Posted on September 19, 2010 by admin| 13 Comments

It is funny to listen to Chuck Schumer huff and puff about the oil companies and all the profits they are making. New York State has the highest gas taxes anywhere in the country. It is based on the dollar sales not gallons. As such right now in New York the gas tax is .62 cents a gallon. Add the .18 cents federal tax and you have .80 cents a gallon tax. That is more than triple the oil companies profits. Hey Chuckie if you want to help your home state why not proposing lowering the gas tax. Pathetic limosene liberals. Everytime I see Schumer on TV I feel like taking a shower afterwards.

Think you pay too much for gas? The Democrats LOVE France, and they pay $5.54/gal in USD.

http://money.cnn.com/pf/features/lists/global_gasprices/

I usually don’t use the Communist News Network in my links, but there are a few exceptions.

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Posted in Homes For Sale

Tagged chuck schumer, country, dollar, dollar sales, federal tax, gallon, gallon tax, gas, gas prices, Hey, huff, huff and puff, liberals, New York, new york state, oil, oil companies profits, puff, State, taking a shower, tax

buying a house in newyork state (first time home buyer)?

Posted on September 9, 2010 by admin| 3 Comments

I am a first time home buyer in new york state. what are the most important things I need to know? also is now a good time to buy? the home i am looking at is assessed for 35k (assessment is current with in the last 3 years) the asking price is 59.9k is this high? I should also mention this house is in excellent condition. there are a few very minor defects. also what can i specefically ask in for in the sale contract? there is some trash i would like removed before the closing. this is stuff left from prior tennants. there is also tennants in the house now. if they do any dammage before they move out can i have it stated in the contract that its the sellers responsibility to make any repairs from the disgruntled tennants? thanks in advance for any advice.

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Posted in Homes For Sale

Tagged 3 years, 9k, asking price, assessment, buyer, buying a house, contract, excellent condition, first time home, first time home buyer, good time, Home, house, important things, minor defects, new york state, newyork, price, sellers responsibility, State, tennants, thanks in advance, time, time home buyer, trash, York