Tag Archives: insurance

do i need to have a contractors license in order to start a small home improvement business?

trying to start a small home improvement business and no one knows whether or not i have to have a contractors license or whether i just need to have insurance. i think i might need at least a class C license but i’m not sure. any advise/answers would be greatly appreciated. Thank you

Need help with my 16 year old daughter.?

I have a 16 year with a 10 month old baby boy, she and baby still live at home with me. The father is somewhat around but does not pay for ANYTHING. Her and I get help with food stamps and WIC and the state is helping with paying for daycare so my daughter can work. She is IN LOVE with the father of her baby. I dont have a problem with that, my problem is how do I get them both to start paying for things. Yes, I have tryed almost everthing. The father is working but all I hear from him is he has car insurance or no gas or what every. With my daughter she gets her pay check and will by very little for the baby. She is a very good mother in taking care of her baby but seems to think that just cause I make more money then her I should just pay for everthing,. Tomorrow I am putting my house up for sale cause I am wanting to move into an apartment, I am tired of taking care of a house, not beacuse of my daughter, I told her that when I do her, baby an daddy need to find there own place.
I have applyed for child support on the baby, my daughter is a minor so in my state I can apply on behalf of the baby.

I tryed to not paying for things but when there are no diapers or formula I can just say ‘oh well, you should have bought some”.

Yes, she is sort of in school, she is studying for her G.E.D. and has been excepted to a tech school near us.
The father’s partent are a waste of time.

The father of the baby now 20 he was 19 when the baby was born.

His parents just call my daughter a wh*re and say that she suduced there son. YEAH RIGHT!!

In my state unless my daughter admits that he is the father the court will not do anything about him being over 18 and her under.

Since i have applyed for child support, a DNA test will be done but if he pays child support they will not put him in jail unless I hire an attorney that I can afford.
No I do not live in a trailer.

I am selling the house cause I am tired of having mow the law or worry about the roof or the gutters or anything leaking.

I have owned a few homes in my life so I am looking forward to a nice small apartment with maintance.

No at 16 I was horried with money but when I had my baby yes I was 20, but I paid for everything and did not look at my parents and say to them, ‘you’ve got the money you pay for’ ‘im trying to save my money’ or my favorite ‘you got paid today I need clothes’
I love you all for your wonderful ansers, You have been great help.

As for those who say I am responsible for my child and grand child. I like to think of myself sometimes as a good mother and sometimes I think I am just going by the seat of my pants.

But I have to say I am sick and tired of hearing that, I have to pay for everything just because I am the mom and grandma. I get to go broke or no sleep or what ever just because she F*CKED up. I can’t kick her out.? I love my grandson to death, he is the best thing around. and only want the best for my daughter. I only had one child and dont want any more. So I am not going to take custody of my grandson, that will make it easyer for my daughter. Again I say she messes up and I get to pay. As for his parents, he’s 20 now and they are not responseable for him any more. So he messes up and I GET TO PAY. Maybe if I say you leave with the baby that may kick her butt in gear to do what is right and pay for things.
Thank again.

Won’t the Mid-West floods help the auto industry a bit?

With all the millions of land vehicles that are damaged by flood waters, many of them can not be repaired and will be given salvage titles. Won’t this result in a sudden jump in new car sales? Also all the new cars that are flooded at the dealership parking lots will be paid for by the insurance money.

Not to mention the amount of work made possible to private contractors and Home Depot in order to fix the flood damaged buildings.

But would you agree that these floods help the auto industry make new sales?

Work from home Jobs, Eg: Internet based, Telephone sales, Insurance. Do they even exist ?

If you have any leads for me. I would really apreciate it.

Defer capital gains on land contract sale? Please be specific?

Uderwriting for commercial lending, so need direct reference from IRS (searching myself in meantime). Is it true that one can defer capital gains on property sold on land contract? He claims that “Under Capital Gains the IRS code Sec. 1222; Reg 1.1222-1 specifies “In the case of real estate, a sale or exchange occurs on the earlier of the date of conveyance or the date when all of the burden and benefits of ownership pass to the purchaser. Obviously, the purchaser does not have all of the burdens or rights of ownership, i.e., they cannot sell the real estate, drop insurance, burn it down, not pay the taxes, not pay the monthly payments (without ownership reverting to me) and dozens of other factors. Purchaser could simply walk away and I’d have them back! Of course the conveyance of the deed won’t happen until the last payment is made in full.” He refers to “like like” exchange as other loophole and why pay cap gains if you don’t have to. Please include link or professional reference.