Posts Tagged ‘insurance’

% of pay check towards rent?

I will soon be moving to Louisville KY for a new job. It is a sales position that pays $45,000 + incentives, company truck, car insurance, gas, high speed internet, cell phone, land line…and all expenses on overnight travel.

My question is whether or not it is responsible to pay $1000/mo rent on a 2BR Loft on this pay. I know that I can afford it, Im just not sure how responsible it would really be. I am single but would like an office at home since I will pretty much be a road warrior. I would like to stay organized, but I could probably find a 2BR place for $800…but not as desirable.

I have a budget where I set it up, so i know it could work. I am justifying spending this much since so many of my other bills are covered.

I just dont want to get home from being on the road and hate the place Im living in.

Thanks for any tips or opinions…especially from road warriors.
Im pretty much set on a 2BR .. I like to stay organized and I dont want my work stuff in my living area. So a 1 BR wont work.

Its pretty much between a 1000 place more desirable or 800…less desirable and more driving to get places

Insurance Sales Career with AAA?

I’ve been offered a Sales Agent Trainee position with AAA insurance and I’m debating taking the position. In the first month I’ll be making $28k until I get my P&C license to sell auto and home. After that I’ll jump to $40k for the first year. After the first year I’ll be at 100% commission with no commissions on renewals per AAA standards. Is this a good career opportunity?
AAA will pay for my license. I am expected to obtain the license in the first month. I don’t have to reimburse them. I do have to go to a 30 day training session. Anybody ever work for AAA selling insurance.

Real Estate License or Title Insurance?

should i bother getting a real estate license in California? home prices are high and owners are retarded for not lowering prices, which means when rates jack up like they will, people will get fuck-ed badly.
lots of people have adjustable rate mortgages and will end up foreclosing by the banks.
having said all that, i don’t think the real estate game is dead in CA, just going to be alot slower.

i’m not really the hold your hand type of person and i don’t like to kiss ass like all these phony real estate people do. but i do enjoy talking on the phone and making sales calls. i am a born sales man and i can sell pretty much anything to anyone.
i have been on a few open houses to look at homes and at the same time, see how these agents/brokers conduct themselves and you know it seems like feast or famine..which is normal for sales.

i heard most of the business in real estate is in the title insurance game. how does this work/process and how does one get into the title insurance racket?

Title Insurance: When is the best time to get it?

I just listed my home for sale on the MLS (in Colorado), and I was wondering when do I start shopping for title insurance? Do I start calling title insurance companies now? Or will the title insurance companies require me to have a purchase agreement first?

What is the difference between a repossession and a foreclosure? (for a modular home in a park)?

The house is in a park, not on private land. It’s a big one, 2400 sq.ft. I am current with the payments, but my job is making me move 500 miles away, I won’t be able to make payments on 2 homes. Is it better that they repossess it or foreclose? It’s for sale but the market doesn’t look good, homes have been for sale there for over 4-5 yrs. Renting is out of the question, I can’t afford the insurance they charge for a rental modular, and I don’t want it destroyed by the kind of tennants it would draw.

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