Tag Archives: finance

Is sales right for me?

Hi, I’m a finance major at college right now, with a stellar GPA, high breadth of knowledge (good in every subject), and am currently seeking entry-level work experience. I go to a state school so I don’t feel like I can land some lucrative investment banking internship/job straight out of college. I am unsure of my ultimate career goal, but after I graduate college in two years, I plan to work possibly in banking or wherever I can in finance, and I think eventually I want to do either asset management or start my own business. I live with my parents still (I commute to college), so I would have practically ZERO overhead expenses and could afford to do poorly in sales. Besides making some money, possibly doing a little networking, and building my resume, I was also thinking sales would help me to really master interpersonal skills, which I think are very important for success in business. So does sales sound like a good place for me to be right now? Or did I just sell it to myself?

5 question of finance?

1.Why are time value concepts important in ordinary business dealings?
2.In a retail store a discount is a price reduction, what is a discount in a financial?
3.Discuss mortgage loan in term of the time value of money and loan amortization
4.Describe the underling meaning of compounding periods. How does it relate to time?
5.Explain the NPV method in your own words. Why is a higher NPV better than a lower one?

Mortgage, Refinance, Debt Consolidation, Construction, Home Improvement…?

I’m a loan officer for Access Mortgage and Financial, we do 500+ credit scores. Contact me toll free at 877-LOAN-103 and ask for Josh. We do first time buyers, home improvement, debt consolidation, re-finance and more. We handle all credit scores, good or bad. Don’t ever pay for a loan application, they are free and can be done over the phone. You can contact me by phone, email, IM. Please only serious inquiries. We are currently licensed in 14 states
Hmmm, this is the advertising/marketing section so why can’t I advertise? I feel like your answer is violating guidelines, you didn’t answer the question, you stated your opinion and got 2 points for it. Let the people at yahoo worry about me. And if anyone out there is seriously interested please contact me. For those of you who just want to criticize then save your 2 points for a real answer to someone who will appreciate it.

What ‘s certification(s) or courses would help me land a job?

Hi, I obtained a B.S. in Finance for Univ. of south FL, have no experience. The ideal job for me is to become a financial analyst, a credit analyst, or anything (bookkeeping, A/R, A/P) that doesn’t have to deal with sales.
When looking for jobs, I often find that employers are looking for either Certifications such as Series 7, 63, some requires you to be advanced in Quickbooks and Excell…
To rephrase my question, what’s the best and quickest way to get one of the jobs mentioned above?

what kind of laws are there for finance co. selling a loan to another one at higher int. rates Orig, in Utah?

A loan was taken in 1997 and a home put up for security. The original loan was approx 28,000 and the interest was 6.75 The finance co. sold the loan to another bank who raised the loan to 9.5 who then sold it to another who raised it to 11.3 now there is 56,000 still on the loan. It was contracted in Utah, the finance co. who now has it is in Calif. Also there was an insurance clause in case of death or disability which 2,000 was paid for, the new finance company will not honor this and has not refunded a dime of the funds paid. New company also charged over 8,000 for “Miscellaneous fees.
Are there any laws making this kind of sale and raise the rate illegal?