1.Why are time value concepts important in ordinary business dealings?
2.In a retail store a discount is a price reduction, what is a discount in a financial?
3.Discuss mortgage loan in term of the time value of money and loan amortization
4.Describe the underling meaning of compounding periods. How does it relate to time?
5.Explain the NPV method in your own words. Why is a higher NPV better than a lower one?
Posted in Mortgage Tips
Tagged business, business dealings, finance, question, time, time value, value
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Hi, I obtained a B.S. in Finance for Univ. of south FL, have no experience. The ideal job for me is to become a financial analyst, a credit analyst, or anything (bookkeeping, A/R, A/P) that doesn’t have to deal with sales.
When looking for jobs, I often find that employers are looking for either Certifications such as Series 7, 63, some requires you to be advanced in Quickbooks and Excell…
To rephrase my question, what’s the best and quickest way to get one of the jobs mentioned above?
Posted in Land For Sale
Tagged analyst, anything, B.S, bookkeeping, certification, credit, credit analyst, experience, finance, financial analyst, job, Land, Univ
A loan was taken in 1997 and a home put up for security. The original loan was approx 28,000 and the interest was 6.75 The finance co. sold the loan to another bank who raised the loan to 9.5 who then sold it to another who raised it to 11.3 now there is 56,000 still on the loan. It was contracted in Utah, the finance co. who now has it is in Calif. Also there was an insurance clause in case of death or disability which 2,000 was paid for, the new finance company will not honor this and has not refunded a dime of the funds paid. New company also charged over 8,000 for “Miscellaneous fees.
Are there any laws making this kind of sale and raise the rate illegal?
Posted in Homes For Sale
Tagged approx, Calif., case of death, Company, disability, finance, finance co, finance company, Home, insurance, int, interest, kind, loan, new finance, Orig, security, Utah
I have been recruiting for 10 years. 9-10 times after I have completed a search my clients compliment my professionalism and the results that I have provided. I do earn repeat business but I am always seeking input and new ideas. I am very capable of effectively filling 75k-250k+ searches nationwide (IT “trained at Microsoft”; Finance, “landed and helped dozens of major accounts with hard to fill positions” Pharma “I was an in house consultant soley charged with supporting 6 Departments and 13 Managers/Directors”; Sales, etc.)
I would simply like to hear your thoughts on what matters to you (a Sr. Manager, VP or Executive) the most. If you could share any positive experiences that you have had or what you look for when considering a new recruiting resource I would appreciate hearing about it. Please also share what you like the least so I can make sure I am not doing those behaviors.
Thank you.
Posted in Land For Sale
Tagged 10 years, 250k, business, business executives, consultant, dozens, executive recruiter, finance, house, input, microsoft, Pharma, professionalism, repeat, repeat business, Search