I will be shopping for a mortgage in a couple of months. I know that if too many lenders pull your credit it will lower your score.
But I heard that you can have your credit scores pulled as many times as needed in a 2 week period and it will only count as one hard pull.
Is this true?
Thanks!
Posted in Mortgage Tips
Tagged check, couple, credit, credit check, lenders, mortgage, score, shopping
I am looking for a good company to buy leads from for a mortgage company that specializes in ‘hard to do’ loans such as bad credit, bankruptcy, etc. Would prefer to find out about great live leads companies as well as lower cost leads that have a high closing rate. With so many of the companies out there, it is hard to find a really good one with a good reputation.
Posted in Mortgage Tips
Tagged bad credit, bankruptcy, best mortgage, closing, Company, cost, credit, good company, good reputation, loans, mortgage, mortgage company, Rate, reputation
I’m looking to buy a house in Pennsylvania, but I live in New Jersey. Am I able to get a mortgage froma Jersey bank or credit usion, or do I have to apply for one in Pennsylvania?
Posted in Mortgage Tips
Tagged bank, buy, credit, froma, house, jersey, jersey bank, mortgage, new jersey, Pennsylvania, Property, State, usion
My wife has a credit score of 650, and I have a 620. We are both working on improvement of those scores. She does not have a job, I am active duty military 7+ years. We want to buy a home that costs about 180k. Annual income is about 41k. Will we qualify? Will they combine our FICO scores or just use mine since I am the only one currently working?
What is the best type of loan to get. I know to try using the VALoan. But what is best? Interest only loans? etc.
Posted in Home Improvement
Tagged credit, credit score, duty, FICO, fico scores, Home, improvement, Income, job, question, score, wife