Tag Archives: car payment

For “average” people with several children…?

I’m curious. You and your husband/boyfriend both work full time, have average paying jobs (by no means well off or even comfortable, but you don’t go without, either), standard bills (rent/mortgage, utilities, car payment, insurance, etc.) How do you support three or more children? My husband and I have two sons and we’ve pretty much decided we’re finished…for now. We’ve said when our older son is in kindergarten, we *might* consider trying for a third (we both like large families) but honestly…how do people afford it?? We both have average paying jobs (he works retail at a large lumber/home improvement chain and I’m a legal secretary). What do you guys do to avoid getting on welfare? Or do you?

I realize this probably sounds like a really strange question, but I read on here where people have three or four kids and I wonder…what is your secret for not being in the poorhouse? LOL :)

Is it better to pay down high balance on credit cards or pay off car payment prior to mortgage app?

I need to reduce my debt toincome ratio, the sum of my credit card payments is less than my installment account, so I thought that would be better for freeing up cash. However, I noticed that after I ran upmy balance recently for christmas, my credit score actually dropped some. So with my tax refund I can pay off a car payment that will be normally paid off in March 2007 or pay down the credit card balance, which would be better for mortgage application? mrtopproducer, if you are around I would be interested in hearing your thoughts?

Are there any good housing assistants programs for single mothers?

I am a single mother of a 3 year old son living in PA. We currently live with my parents. This is becoming quite a strain on my relationship with my folks (its a small house for 4 people to share space). I work full time. With my car payment and other small bills, I can not afford to rent an apartment. Are programs that could possibly help me find a place to live until I can afford it on my own?

are there any loan sites for home loans that will give you a loan if your credit score is UNDER 500?

my husband, myself, our 3 kids, and one on the way are all living with his parents in a 2 br house currently. we have found a home that is only for sale for $8000, and we also want to have at least 9,000 more loaned out so we can consolidate our car payment into only the one payment per month- one problem. i am a SAHM so my credit doesnt count, and his is only 484 so we havnt been able to find a lender to accept us. we have tried all the major lenders, and still no luck as to anyone who will accept less than 500 as the score…. does anyone know of one?
i cant find the link for 1st metropolitan mortgage….. can anyone pot it?
i cant find the link for 1st metropolitan mortgage….. can anyone post it?