Tag Archives: Budget

How does your family budget to live on one income?

Posted on November 4, 2011 by admin| 9 Comments

I am trying to figure out ways to cut our family budget to allow me to stay home and raise our son. I believe we live well within our current means, but there is always room for improvement. The cost of daycare is ridiculous it makes me want to stay home more and more everyday. How does your family save money? We are currently paying off 3 credit cards and 4 student loans, what situation are you in and how do you manage? I am willing to work out of the home if neccessary, that is no problem, finding a job to do so is. Serious answers only please. Thank You!
We do not use our credit cards anymore, we are just paying off the balances. We did call and transferred them to 0% APR cards to eliminate interest.

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Posted in Home Improvement

Tagged Budget, cost, cost of daycare, credit cards, daycare, family, family budget, finding a job, Home, improvement, Income, money, neccessary, room, son, student loans

Homeowners’ Association Membership Fee?

Posted on October 25, 2011 by admin| 3 Comments

I am the Secretary of an HOA . Our By-Laws provide that the assoc. take care of exterior maint., insurance, and general upkeep. Each member owns his own home, but we spend assoc. funds on the fences, roofs, parking space painting and a global insurance policy. When a member sells, the buyer is able to take advantage of previous improvements. It was brought up in the last meeting that the assoc. implement a $750.00 one-time membership fee from the newbuyer 2 help offset the assoc. expense on improvements that the buyer is immediately benefiting from. I know how many votes I need to ammend–that process in not in question. I want to know how to phrase the amendment or resolution that is going to provide for this membership fee. I am not going to hold an official meeting, but I am going to solicite each members signature on a written instrument with a “yea” or “nay” next to their name. Help me with some suggested language. Our budget is tight, so there is no legal fund for advice.

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Posted in Home Improvement

Tagged Assoc, association, association membership, Budget, buyer, fee, fences, global insurance, HOA, homeowners, homeowners association, improvements, insurance, insurance policy, Laws, meeting, member, membership, painting, parking space, phrase, roofs, Secretary, signature, time membership fee, upkeep, yea

Does anybody know any good rent apartment listing that is free of charge.?

Posted on September 25, 2011 by admin| 4 Comments

I live in LA and i need to move by the end of the month, my budget is a bit short, Im looking for a studio, single or bachelor, I already know about www.craigslist.com so I need something else where i can check some apts. thanx.

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Posted in Apartments For Rent

Tagged anybody, APARTMENT, apartment listing, bit, Budget, charge, end, listing, month, RENT, studio

Ive been searching online for a home or apartment to rent and i cant find anything . . can anyone help me!?!?!

Posted on June 27, 2011 by admin| 1 Comment

I want a nice place but also kinda cheap .. Ive been looking all over the internet but I cant seem to find anything . .every apartment or house is wayyy over my budget!

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Posted in Apartments For Rent

Tagged anyone, anything, APARTMENT, Budget, cant, Home, internet, Ive, kinda, online, Place