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In reference to my question about foreclosure. My name is not on the loan although it is on the Deed?
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One Response to In reference to my question about foreclosure. My name is not on the loan although it is on the Deed?
I have been through the part about the spouse being a control freak. My ex cursed and carried on until I sold both of my properties (in my name only) just to keep my sanity while i was living with him. ” Remember ladies never sell your property to please a controlling man”. I ended up moving out with nothing, into a dog house that was not suitable for a pig. My attorney told me I was too kind hearted, but by the time I divorced him I was too weak to fight any longer. I gave him the house and the payments and told him to take a hike. I signed a Quit Claim to the property and was glad to do it. Maybe you should call an attorney and see if one will give you a free consultation and discuss this with him. Frankly, I feel like your credit will be intact, but because you are married there may be a problem, depending on the laws in your state. Is the attorney handling your divorce representing you or your husband? Maybe they can give you a few answers. Most people realize the impact of divorce. When you go to obtain credit, if this does effect you; remember to explain the reason this happened and tell them about the divorce. You may need to write a letter of explanation to a creditor.
http://www.ftc.gov/opa/2004/12/checkoverpayment.htm
http://www.fraudwatchers.org
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