Comments on: How to remove a co-borrower from title and mortgage of home? http://dinorealty.com/blog/2009/05/how-to-remove-a-co-borrower-from-title-and-mortgage-of-home/ Make your dream of owning land come true! Wed, 03 Oct 2012 17:54:58 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: godged http://dinorealty.com/blog/2009/05/how-to-remove-a-co-borrower-from-title-and-mortgage-of-home/comment-page-1/#comment-17610 godged Tue, 12 May 2009 19:50:40 +0000 http://dinorealty.com/blog/2009/05/how-to-remove-a-co-borrower-from-title-and-mortgage-of-home/#comment-17610 You have to refinance to remove her from the mortgage. Talk to a title company in your area for the best way to convey title. Quit claim deeds offer no warranty, and are not an advisable means to do this. A title company will charge you much less than any attorney. You have to refinance to remove her from the mortgage.

Talk to a title company in your area for the best way to convey title. Quit claim deeds offer no warranty, and are not an advisable means to do this. A title company will charge you much less than any attorney.

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]]> By: hollywoodmelody http://dinorealty.com/blog/2009/05/how-to-remove-a-co-borrower-from-title-and-mortgage-of-home/comment-page-1/#comment-17611 hollywoodmelody Tue, 12 May 2009 19:50:40 +0000 http://dinorealty.com/blog/2009/05/how-to-remove-a-co-borrower-from-title-and-mortgage-of-home/#comment-17611 You can do the Quitclaim yourself without an Attorney. Go to any Title or Escrow company and ask them to do one for you. It will have to be notarized but those offices usually have someone on staff who is a Notary. For the mortgage, you would have to qualify for a loan on your own. This sounds easier than it is so beware that if you do not qualify (due to stricter guidelines) that the house could go into foreclosure. You can do the Quitclaim yourself without an Attorney. Go to any Title or Escrow company and ask them to do one for you. It will have to be notarized but those offices usually have someone on staff who is a Notary.

For the mortgage, you would have to qualify for a loan on your own. This sounds easier than it is so beware that if you do not qualify (due to stricter guidelines) that the house could go into foreclosure.

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]]> By: acermill http://dinorealty.com/blog/2009/05/how-to-remove-a-co-borrower-from-title-and-mortgage-of-home/comment-page-1/#comment-17612 acermill Tue, 12 May 2009 19:50:40 +0000 http://dinorealty.com/blog/2009/05/how-to-remove-a-co-borrower-from-title-and-mortgage-of-home/#comment-17612 You understand the process correctly. You don't really need an attorney to file a quit claim deed. It's pretty simple and straightforward. You WILL have to refinance, qualifying on your own, in order to remove her name from the mortgage. You understand the process correctly. You don't really need an attorney to file a quit claim deed. It's pretty simple and straightforward.

You WILL have to refinance, qualifying on your own, in order to remove her name from the mortgage.

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]]> By: will_591 http://dinorealty.com/blog/2009/05/how-to-remove-a-co-borrower-from-title-and-mortgage-of-home/comment-page-1/#comment-17613 will_591 Tue, 12 May 2009 19:50:40 +0000 http://dinorealty.com/blog/2009/05/how-to-remove-a-co-borrower-from-title-and-mortgage-of-home/#comment-17613 You pretty much answered your questions! You will have to qualifty for the loan to refi in the usual manner. Just make sure your lender is clear on what will be expected, costs, etc. You pretty much answered your questions! You will have to qualifty for the loan to refi in the usual manner. Just make sure your lender is clear on what will be expected, costs, etc.

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